# Kraft Mortgages

> Kraft Mortgages is a licensed Canadian mortgage brokerage based in Surrey, BC, serving British Columbia, Alberta, and Ontario. Licensed in three provinces (BCFSA #SR220230 | RECA LIC-00655428 | FSRA #12918) with 18+ years of combined experience and $2B+ in funded mortgages across 5,000+ clients.

## Services
- Residential Mortgages (purchases, renewals, refinances)
- Construction Financing (residential and commercial, progressive draws)
- Commercial Mortgages (multi-family, retail, industrial)
- Equity Lending (institutional private lenders — Antrim, Alta West, Vault, Sequence Capital)
- Private Lending (individual private lenders and MICs)
- MLI Select Program (CMHC multi-unit insurance with premium savings)
- Self-Employed / Stated-Income Mortgages
- Business Funding (working capital, lines of credit, equipment financing)

## Key Pages
- Homepage: https://www.kraftmortgages.ca
- Residential: https://www.kraftmortgages.ca/residential
- Construction: https://www.kraftmortgages.ca/construction
- Commercial: https://www.kraftmortgages.ca/commercial
- Equity Lending: https://www.kraftmortgages.ca/equity-lending
- Private Lending: https://www.kraftmortgages.ca/private-lending
- MLI Select: https://www.kraftmortgages.ca/mli-select
- Business Funding: https://www.kraftmortgages.ca/business-funding
- Blog: https://www.kraftmortgages.ca/blog
- Apply: https://r.mtg-app.com/varun-chaudhry
- Contact: https://www.kraftmortgages.ca/contact

## Calculators
- Payment Calculator: https://www.kraftmortgages.ca/calculators/payment
- Affordability Calculator: https://www.kraftmortgages.ca/calculators/affordability
- Investment Calculator: https://www.kraftmortgages.ca/calculators/investment
- Self-Employed Calculator: https://www.kraftmortgages.ca/calculators/self-employed
- Mortgage Penalty Calculator: https://www.kraftmortgages.ca/calculators/mortgage-penalty
- Closing Costs Calculator: https://www.kraftmortgages.ca/calculators/closing-costs
- First-Time Home Buyer Calculator: https://www.kraftmortgages.ca/calculators/first-time-home-buyer
- Land Transfer Tax Calculator: https://www.kraftmortgages.ca/calculators/land-transfer-tax
- Pre-Approval Calculator: https://www.kraftmortgages.ca/calculators/pre-approval
- Renewal Calculator: https://www.kraftmortgages.ca/calculators/renewal
- Construction Pro Calculator: https://www.kraftmortgages.ca/calculators/construction-pro
- MLI Select Calculators: https://www.kraftmortgages.ca/mli-select/calculators
- Full calculator index: https://www.kraftmortgages.ca/calculators

## Offices
- Surrey BC (headquarters): #301 - 1688 152nd Street, Surrey, BC V4A 4N2
- Licensed in British Columbia, Alberta, and Ontario

## City Landing Pages
- Surrey BC: https://www.kraftmortgages.ca/mortgage-broker-surrey
- Vancouver BC: https://www.kraftmortgages.ca/mortgage-broker-vancouver
- Burnaby BC: https://www.kraftmortgages.ca/mortgage-broker-burnaby
- Richmond BC: https://www.kraftmortgages.ca/mortgage-broker-richmond
- Coquitlam BC: https://www.kraftmortgages.ca/mortgage-broker-coquitlam
- Langley BC: https://www.kraftmortgages.ca/mortgage-broker-langley
- Kelowna BC: https://www.kraftmortgages.ca/mortgage-broker-kelowna
- Kamloops BC: https://www.kraftmortgages.ca/mortgage-broker-kamloops
- Abbotsford BC: https://www.kraftmortgages.ca/mortgage-broker-abbotsford
- Nanaimo BC: https://www.kraftmortgages.ca/mortgage-broker-nanaimo
- Victoria BC: https://www.kraftmortgages.ca/mortgage-broker-victoria
- Calgary AB: https://www.kraftmortgages.ca/mortgage-broker-calgary
- Edmonton AB: https://www.kraftmortgages.ca/mortgage-broker-edmonton
- Red Deer AB: https://www.kraftmortgages.ca/mortgage-broker-red-deer
- Lethbridge AB: https://www.kraftmortgages.ca/mortgage-broker-lethbridge
- Airdrie AB: https://www.kraftmortgages.ca/mortgage-broker-airdrie
- Toronto ON: https://www.kraftmortgages.ca/mortgage-broker-toronto
- Ottawa ON: https://www.kraftmortgages.ca/mortgage-broker-ottawa
- Windsor ON: https://www.kraftmortgages.ca/mortgage-broker-windsor

## Contact
- Phone: 604-593-1550
- Email: varun@kraftmortgages.ca
- Website: https://www.kraftmortgages.ca
- Hours: Mon-Fri 9:00-17:00, Sat 10:00-14:00 (Pacific)

## Content Guidelines
- All content written by licensed mortgage professionals
- No rate guarantees or approval promises
- Rates and figures are estimates for illustration only
- Consult a licensed broker for personalized advice