CMHC • MLI Select

Application Process

Step-by-step from pre-application to funding, with comprehensive documentation checklist and timeline guidance.

Application Timeline

Typical process takes 10-15 weeks from initial consultation to funding

01

Initial Consultation

Project assessment and optimization strategy

1-2 weeks
Project review and feasibility analysis
Point scoring optimization strategy
Preliminary tier assessment
Timeline and budget discussion
02

Documentation Preparation

Comprehensive application package assembly

2-3 weeks
Architectural plans and specifications
Energy efficiency assessments
Affordability commitment letters
Accessibility compliance reports
Financial projections and analysis
03

CMHC Submission

Formal application submission to CMHC

1 week
Complete application package review
CMHC portal submission
Application fee payment
Submission confirmation and tracking
04

CMHC Review & Approval

CMHC assessment and decision

4-6 weeks
Initial application review
Technical assessment and scoring
Underwriting and risk analysis
Conditional approval or requests for additional information
05

Final Approval & Funding

Condition satisfaction and mortgage funding

2-3 weeks
Satisfy any outstanding conditions
Final documentation review
Insurance commitment issuance
Mortgage funding and disbursement

Documentation Checklist

Comprehensive list of required documents for your MLI Select application

Architectural & Design

  • Complete architectural plans and elevations
  • Site plan and landscaping details
  • Unit layouts and specifications
  • Building envelope and structural details
  • Mechanical, electrical, and plumbing plans

Energy Efficiency

  • Energy modeling and performance analysis
  • ENERGY STAR certification documentation
  • Building envelope performance reports
  • HVAC system specifications and efficiency ratings
  • Renewable energy system details (if applicable)

Affordability & Accessibility

  • Affordability commitment letters and strategies
  • Rent roll projections and market analysis
  • Universal design compliance reports
  • Accessibility feature specifications
  • Barrier-free design certifications

Financial Documentation

  • Detailed project pro forma and cash flow analysis
  • Construction budget and cost breakdown
  • Financing terms and lender commitments
  • Developer financial statements and experience
  • Market analysis and comparable properties

Success Tips

Key strategies to ensure a smooth application process

1

Start Early

Begin the consultation process during design phase to optimize scoring before finalizing plans.

2

Complete Documentation

Ensure all required documents are complete and accurate before submission to avoid delays.

3

Expert Guidance

Work with MLI Select specialists who understand the nuances of scoring and application requirements.

Ready to Start Your MLI Select Application?

Our experienced team will guide you through every step of the process.