About Kraft Mortgages
Two decades of expertise. Three provinces. One mission: Making complex mortgages simple.
Established in 2014
Kraft Mortgages Canada Inc. was founded with a clear vision: to provide sophisticated mortgage solutions that go beyond traditional brokering. We recognized that the Canadian mortgage landscape was becoming increasingly complex, with borrowers facing unique challenges that required specialized expertise.
Today, we're proud to be recognized as specialists in three critical areas: MLI Select multi-unit financing, construction mortgages with progressive draws, and self-employed mortgage solutions. Our expertise in these complex scenarios sets us apart from conventional brokers.
With licenses across British Columbia, Alberta, and Ontario, we bring local market knowledge combined with national lending relationships to deliver optimal outcomes for our clients.
Our Leadership Team
Decades of combined experience in Canadian mortgage markets
Varun Chaudhry
Founder & Principal Broker
With over two decades in the mortgage industry, Varun has built a reputation as the go-to expert for complex financing scenarios. His deep understanding of MLI Select programs has saved developers millions in insurance premiums.
Varun's expertise spans construction financing with progressive draws, self-employed mortgage solutions, and multi-provincial transactions. He has successfully navigated challenging files that other brokers deemed impossible.
Licenses: BCFSA #X303985 | RECA #M22001447 | FSRAO #M22001447
Gursharan Dhalwial
Co-Founder & Senior Mortgage Advisor
Gursharan brings extensive expertise in commercial mortgages and investment property financing. His analytical approach and deep understanding of cash flow analysis has helped hundreds of investors build profitable real estate portfolios.
Known for his patient, educational approach with first-time buyers, Gursharan ensures clients understand every aspect of their mortgage. His multi-lingual capabilities serve our diverse client base across Western Canada.
Specialties: Commercial lending, Investment properties, New immigrant programs
Our Core Expertise
Specialized knowledge in complex mortgage scenarios
MLI Select Program
- CMHC multi-unit specialist
- Energy efficiency optimization
- Affordability scoring expertise
- Premium reduction strategies
Construction Financing
- Progressive draw scheduling
- Cost-to-complete analysis
- Builder mortgage programs
- Land development loans
Self-Employed Solutions
- Stated income programs
- Bank statement programs
- Business-for-self mortgages
- Alternative documentation
Why Choose Kraft Mortgages
Solution-Focused
We don't just find mortgages, we architect financial solutions
Speed & Efficiency
Complex files approved in days, not weeks
Triple Licensed
Full coverage across BC, Alberta, and Ontario markets
Proven Track Record
$2B+ funded with 98% approval rate on submitted files
Ready to Experience the Kraft Difference?
Let's discuss your unique mortgage needs and find the perfect solution.
Head Office
#301 1688 152nd Street
Surrey, BC V4A 4N2
Phone
604-593-1550 (Office)
604-727-1579 (Varun)
604-725-0134 (Gursharan)
info@kraftmortgages.ca
varun@kraftmortgages.ca
gursharan@kraftmortgages.ca