Expert advice from 18+ years in the Canadian mortgage industry. Navigate complex scenarios with industry-leading expertise.
Multi-unit developers across BC and Ontario are sitting on a goldmine. CMHC's MLI Select program offers unprecedented savings opportunities in 2026: but onl
Look, I'm going to be straight with you. Those slick online pre approval house loan calculators you see everywhere? They're giving you about half the st
Here's a sobering fact: 73% of self-employed borrowers get rejected by major banks on their first mortgage application attempt. Meanwhile, specialized mortg
Quick Summary (1 Minute Read) The Bottom Line: MLI Select's 2026 changes deliver massive premium discounts: up to 30%: through a simplified point system. BC
3-minute read Your business is crushing it. Monthly deposits hit $15,000, $20,000, sometimes more. But when you walk into TD, RBC, or BMO with your Notice of As
1.8 million Canadian mortgages renewing in 2026. Surrey families face $1,000+/month payment shock. Local mortgage broker solutions for the renewal cliff.
7 critical mortgage renewal mistakes Coquitlam homeowners are making in 2026. Learn how Surrey mortgage brokers can help you save thousands.
1.5 million Canadians face mortgage renewals in 2025-2026. Burnaby homeowners could see $400-600/month payment increases. Learn why a mortgage broker is essential.
Learn how Kraft Mortgages saved a Surrey developer $214,000+ in CMHC premiums using MLI Select. Expert guide to the point system, 2025 changes, and common mistakes.
Discover why 73% of homebuyers find their actual borrowing power is 15-25% lower than online calculators predict. Learn how BC's new CMHC changes are reshaping pre-approval strategies.
BCREA reports sales down 13.3% in November. Smart buyers are locking 4.39% rates and negotiating 5-10% below asking.
The rate cut is here but the BC Flipping Tax changed everything. Smart investors are now building density in BC or pivoting to Alberta.
New December 2025 rules raise the insured mortgage cap to $1.5M. First-time buyers in BC can now buy with less than 20% down.
Learn how to turn your Surrey townhouse equity into a mortgage-free home in Alberta with bridge financing.
60% of Canadian mortgages renew by 2026. Learn 3 strategies to handle payment shock from pandemic-low rates.
Presale condo appraisal came in low? Learn how Kraft Mortgages 85% LTV rescue mortgage can save your deposit and close your Surrey or Vancouver condo.
The Alberta Migration continues but Calgary may be played out. Discover why Edmonton is the 2026 opportunity for BC real estate investors seeking positive cash flow.
Discover why CMHC MLI Select creates infinite returns in Alberta but negative cash flow in Vancouver. Compare 95% LTV multi-family deals.
Bank of Canada announced holding its key overnight rate at 2.25%. After a year of aggressive cuts, the easing cycle is likely over. What this new reality means for your mortgage strategy in 2026.
A comprehensive guide to construction mortgages in BC, demystifying the process and positioning Kraft Mortgages as the essential partner for any building project.
For multi-unit residential developers in British Columbia, profit margins are everything. Learn how the CMHC MLI Select program can unlock up to 95% LTV...
We specialize in helping self-employed business owners and new Canadians get mortgage approval when traditional banks say no. Learn our expert strategies for passing the stress test.
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