Expert advice from 18+ years in the Canadian mortgage industry. Navigate complex scenarios with industry-leading expertise.
3-minute read | Updated: January 26, 2026 A 100% tariff on every Canadian product entering the United States. That's not a typo. That's the threat Presi
As of January 20, 2026, the headlines are moving faster than a cold front in the North Atlantic. When Geopolitics Gets Spicy at Your Doorstep Here's someth
3 min read | Published January 16, 2026 Today's announcement from Beijing is making waves across Canadian markets. Prime Minister Mark Carney just signed a
The winter of 2026 presents Surrey homeowners with a unique financing window. With the Bank of Canada's policy rate stabilizing at 2.25% and thousands appro
Here's the reality hitting BC homeowners right now: over 650,000 Canadian mortgages are renewing in 2026, and many borrowers who locked in those sweet 2.25%
The Bank of Canada's overnight rate sitting at 2.25% in January 2026 represents the lowest cost of borrowing Alberta has seen in over two years. For constru
Read time: 5 minutes The multi-unit construction market has reached a critical inflection point in 2026. With new construction starts down 70% from their peak a
BC's Heritage Conservation Act just received its first major overhaul in 30 years, and the changes are already reshaping how builders approach construction
After years of structuring complex construction financing across Alberta, I've seen every mistake in the book. And here's the brutal truth: 73% of const
Private mortgage lending has exploded by 23% across BC and Alberta in 2025, and smart homeowners are discovering why this alternative financing route is solving
The lending landscape for self-employed Canadians shifted dramatically in 2026. With mortgage stress test rates hitting 7.25% and lenders requiring 40% more doc
Multi-unit developers across BC and Ontario are sitting on a goldmine. CMHC's MLI Select program offers unprecedented savings opportunities in 2026: but onl
Look, I'm going to be straight with you. Those slick online pre approval house loan calculators you see everywhere? They're giving you about half the st
Here's a sobering fact: 73% of self-employed borrowers get rejected by major banks on their first mortgage application attempt. Meanwhile, specialized mortg
Quick Summary (1 Minute Read) The Bottom Line: MLI Select's 2026 changes deliver massive premium discounts: up to 30%: through a simplified point system. BC
3-minute read Your business is crushing it. Monthly deposits hit $15,000, $20,000, sometimes more. But when you walk into TD, RBC, or BMO with your Notice of As
1.8 million Canadian mortgages renewing in 2026. Surrey families face $1,000+/month payment shock. Local mortgage broker solutions for the renewal cliff.
7 critical mortgage renewal mistakes Coquitlam homeowners are making in 2026. Learn how Surrey mortgage brokers can help you save thousands.
1.5 million Canadians face mortgage renewals in 2025-2026. Burnaby homeowners could see $400-600/month payment increases. Learn why a mortgage broker is essential.
Learn how Kraft Mortgages saved a Surrey developer $214,000+ in CMHC premiums using MLI Select. Expert guide to the point system, 2025 changes, and common mistakes.
Discover why 73% of homebuyers find their actual borrowing power is 15-25% lower than online calculators predict. Learn how BC's new CMHC changes are reshaping pre-approval strategies.
BCREA reports sales down 13.3% in November. Smart buyers are locking 4.39% rates and negotiating 5-10% below asking.
The rate cut is here but the BC Flipping Tax changed everything. Smart investors are now building density in BC or pivoting to Alberta.
New December 2025 rules raise the insured mortgage cap to $1.5M. First-time buyers in BC can now buy with less than 20% down.
Learn how to turn your Surrey townhouse equity into a mortgage-free home in Alberta with bridge financing.
60% of Canadian mortgages renew by 2026. Learn 3 strategies to handle payment shock from pandemic-low rates.
Presale condo appraisal came in low? Learn how Kraft Mortgages 85% LTV rescue mortgage can save your deposit and close your Surrey or Vancouver condo.
The Alberta Migration continues but Calgary may be played out. Discover why Edmonton is the 2026 opportunity for BC real estate investors seeking positive cash flow.
Discover why CMHC MLI Select creates infinite returns in Alberta but negative cash flow in Vancouver. Compare 95% LTV multi-family deals.
Bank of Canada announced holding its key overnight rate at 2.25%. After a year of aggressive cuts, the easing cycle is likely over. What this new reality means for your mortgage strategy in 2026.
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