Windsor's Trusted Mortgage Brokerage
As one of Canada's most affordable major cities, Windsor offers an exceptional opportunity for homebuyers and investors. Kraft Mortgages brings expert mortgage guidance to help you make the most of this border city market.
Get Pre-Approved TodayThe Windsor Housing Market
Average Home Price
Windsor remains one of Canada's most affordable housing markets, with the average home price around $520,000. Single-family homes in desirable neighbourhoods like South Windsor and Riverside average approximately $580,000, while entry-level properties and condominiums can be found well under $400,000.
A Resurgent Economy
With a metropolitan population of over 340,000, Windsor's economy is experiencing a renaissance. The EV battery gigafactory investments, a revitalized downtown, and the University of Windsor are driving renewed demand for housing across all segments.
Our Mortgage Services in Windsor
Self-Employed Mortgages
Windsor's small business community is diverse — from manufacturing contractors to hospitality operators. We specialize in mortgage programs for self-employed borrowers, using alternative documentation to get you approved at competitive rates.
Investment Properties
Windsor's affordability makes it one of Canada's strongest rental property markets by cap rate. With U of Windsor students, cross-border workers, and automotive sector employees driving consistent rental demand, investors find excellent cash-flow opportunities here.
Newcomer Mortgages
Windsor has long been a gateway for new Canadians, particularly from South Asia and the Middle East. We understand the unique documentation and credit-building challenges newcomers face and connect you with lenders who have dedicated newcomer programs.
Why Choose a Local Windsor Mortgage Broker?
Windsor's market is shaped by factors unique to a border city — cross-border employment, US-dollar income considerations, and economic cycles tied to the automotive industry. A local broker understands how these elements affect your mortgage qualification and which lenders are most active in southwestern Ontario. We shop across dozens of lenders to secure the best rate and terms for your specific situation.
Frequently Asked Questions
Can I qualify for a mortgage if I earn US dollars working in Detroit?
Yes, but the process requires documentation of your US income and employment. Lenders convert US income to Canadian dollars for qualification purposes. We work with lenders experienced in cross-border income scenarios to ensure your application is properly structured.
Is Windsor a good market for first-time home buyers?
Excellent. Windsor's affordable prices mean first-time buyers can often purchase a detached home — something increasingly difficult in Toronto or Vancouver. With 5% down, many buyers in Windsor can enter the market for a total investment under $30,000 including closing costs.
How are the EV battery plant investments affecting Windsor's housing market?
Major investments from Stellantis and LG are creating thousands of high-paying jobs, driving population growth and housing demand. This economic momentum is expected to support price appreciation, making Windsor an attractive market for both owner-occupiers and investors.
Ready to Get Started?
Contact our Windsor team today for a free consultation.