DSCR Analysis Tool
DSCR Max Loan
Calculator
Calculate maximum loan amount based on Net Operating Income with 1.10 DSCR requirement
Min DSCR
1.10
Max Amort
40yr
Coverage
Safe
Income Analysis
Tier 100
Leave blank for tier default (50 years)
Coverage Ratio1.10x
Min: 1.10Target: 1.25+
Loan Analysis
Maximum DSCR Loan
$21.82M
Based on 1.10 DSCR requirement
Annual Debt Service
$1091K
Monthly: $90,909
Coverage Breakdown
Net Operating Income:+$1200K
Debt Service:-$1091K
Net Cash Flow:$109K
Rate
4.5%
Amort
50yr
Estimates only. The loan is sized so NOI covers annual debt service 1.10 times (CMHC standard rental minimum; other shelter models 1.20x, non-residential 1.40x). The rate is an example — insured multi-unit rates are quoted per deal. The insured loan is also capped by the MLI Select leverage limit (see the Max Loan calculator).