CMHC • MLI Select
Scoring System
Interactive breakdown of Affordability, Energy, and Accessibility points to maximize your MLI Select tier.
Affordability Points
Rent-to-income ratios and accessibility features that improve housing affordability.
Up to 50 Points
Energy Efficiency
Green building features, energy ratings, and sustainable design elements.
Up to 30 Points
Accessibility
Universal design features and barrier-free accessibility enhancements.
Up to 20 Points
MLI Select Tier System
Higher points unlock better terms and premium discounts
Tier 50
50+ Points
- Up to 40-year amortization
- 10% premium discount
- 95% LTC (new) / 85% LTV (existing)
Tier 70
70+ Points
- Up to 45-year amortization
- 20% premium discount
- Up to 95% LTC / LTV
Tier 100
100+ Points
- Up to 50-year amortization
- 30% premium discount
- Limited recourse available