Surrey's Top-Rated Mortgage Brokerage
For over a decade, Kraft Mortgages has been a dedicated partner to the Surrey community, helping families and investors navigate one of Canada's most dynamic real estate markets.
Get Pre-Approved TodayOur Mortgage Services in Surrey
Self-Employed Mortgages
Surrey's entrepreneurial spirit is booming. We specialize in stated income loans that showcase the true strength of your business.
Construction Loans
With developments in Cloverdale and South Surrey, we have established relationships with lenders who specialize in construction financing.
Newcomer Mortgages
Welcome to Surrey! We understand the unique documentation challenges faced by newcomers and guide you through the mortgage process.
Why Choose a Local Surrey Mortgage Broker?
In a competitive market like Surrey, local expertise is your greatest advantage. Unlike a big bank, we have one priority: you. We leverage our strong relationships with a wide network of lenders—including local credit unions and private lenders who understand the nuances of Surrey's property values.
Frequently Asked Questions
What is the minimum down payment for a home in Surrey?
For most properties in Surrey, the minimum down payment is 5% of the purchase price for homes under $500,000. For homes between $500,000 and $999,999, it's 5% on the first $500,000 and 10% on the remainder.
How can I compete in popular Surrey neighbourhoods like Fleetwood or Guildford?
In high-demand areas, a mortgage pre-approval is essential. It shows sellers you are a serious, qualified buyer. We can get you pre-approved quickly, allowing you to make a firm, confident offer.
Are there special mortgage considerations for agricultural zones of Surrey?
Yes, properties in areas like Cloverdale or parts of South Surrey that are on agricultural land require specialized financing. We have experience with lenders who are comfortable with these property types.
Ready to Get Started?
Contact our Surrey team today for a free consultation.