Commercial Lending
Professional commercial mortgage solutions for multi-unit residential, office, retail, and industrial properties. Expert analysis and competitive rates.
Commercial Solutions
Comprehensive commercial mortgage solutions for every property type
Multi-Unit Residential
Apartment buildings, condos, and rental properties
- 5+ unit buildings
- Investment analysis
- Cash flow optimization
- Refinancing options
Office & Retail
Commercial office buildings and retail properties
- Owner-occupied
- Investment properties
- Mixed-use buildings
- Ground floor retail
Industrial Properties
Warehouses, manufacturing, and industrial facilities
- Manufacturing facilities
- Warehouse properties
- Distribution centers
- Industrial condos
Commercial Refinancing
Refinance existing commercial mortgages
- Rate improvements
- Cash-out refinancing
- Debt consolidation
- Term optimization
Commercial Calculators
Professional calculators for commercial property analysis
Commercial Lending Requirements
What you need to know for commercial mortgage approval
Financial Requirements
- Minimum $500,000 loan amount
- 25-30% down payment typical
- 1.20+ Debt Service Coverage Ratio
- Strong personal/corporate financials
Property Requirements
- Professional appraisal required
- Environmental assessment
- Property condition report
- Zoning compliance verification
Documentation
- 3 years financial statements
- Rent rolls and lease agreements
- Operating expense statements
- Property tax assessments
Approval Timeline
- Pre-approval: 3-5 business days
- Full approval: 2-4 weeks
- Complex deals: 4-6 weeks
- Expedited options available
Commercial Expertise
Commercial Specialists
Dedicated commercial lending team with decades of experience in complex transactions
Lender Network
Access to major banks, credit unions, and alternative commercial lenders across Canada
Fast Decisions
Streamlined approval process with pre-approvals available in 3-5 business days
Complex Deals
Experience with challenging transactions including mixed-use, special purpose properties
Ready to Finance Your Commercial Property?
Our commercial lending specialists will structure the optimal financing for your investment.