Commercial Investment Analysis
Cash Flow Calculator
Analyze commercial real estate investments with comprehensive cash flow and ratio calculations.
Commercial Cash Flow Analysis
25.0% of purchase price
Cash Flow Analysis
Monthly Cash Flow
$-369
Before tax
DSCR
0.97
Min: 1.25
Cap Rate
5.76%
Market rate
Cash-on-Cash
-0.71%
Return on investment
Annual Income Statement
Gross Rental Income:$300,000
Less: Vacancy (5%):-$15,000
Effective Gross Income:$285,000
Operating Expenses:-$90,000
Property Taxes:-$24,000
Insurance:-$12,000
Maintenance:-$15,000
Net Operating Income:$144,000
Debt Service:-$148,425.61
Before-Tax Cash Flow:$-4,425.61
Investment Requires Review
Review: DSCR low, Cash Flow negative
Commercial Lending Criteria
Minimum DSCR
1.25
Maximum LTV
75%
Current LTV
75.0%
Professional valuation and environmental assessments required for all commercial financing.