Construction Budget Planning
Construction Budget Calculator
Plan your construction project with comprehensive budgeting and financing analysis.
Construction Budget Analysis
Land & Development
Construction Costs
Financing
Project Value
Cost Breakdown
Land & Development:$625,000
Construction Costs:$1,350,000
Contingency (10%):$135,000
Construction Interest:$49,453
Total Project Cost:$2,159,453
Financing Summary
Maximum Loan
$1,582,500
75% of project cost (LTC)
Required Equity
$527,500
25.0% of total
Profitability Analysis
Expected Selling Price:$2,100,000
Total Project Cost:$2,159,453
Gross Profit:$-59,453
Profit Margin:-2.8%
Before selling costs (commissions, legal), GST/HST on new housing and income tax. Construction interest assumes a 50% average advance over the build — land advanced up front raises it.
Project Requires Review
Consider: Low profit margin
Risk Assessment
Contingency: 10% (Adequate)
Timeline: 10 months (Reasonable)
Equity Requirement: 25.0% (Manageable)