Debt Consolidation Analysis
Debt Consolidation Calculator
Calculate potential savings by consolidating high-interest debt into your mortgage at institutional rates.
Debt Consolidation Analysis
Consolidation Results
Available for Consolidation
$85,000
Based on home equity
Monthly Savings
$2,691
Per month
Annual Savings
$32,288
Per year
New Mortgage Rate
5.25%
Institutional rate
Current Situation
Mortgage Payment:$2,097
Debt Payments:$3,200
Total Monthly:$5,297
DTI Ratio:53.0%
After Consolidation
New Mortgage Payment:$2,607
Remaining Debt Payments:$0
Total Monthly:$2,607
DTI Ratio:26.1%
Excellent Consolidation Candidate
Save $32,287.673 annually with improved cash flow and lower DTI ratio
Why Choose Equity Lending for Debt Consolidation?
Your Rate
5.25%
Typical Credit Card Rate
19.99%
Access institutional rates typically reserved for prime lending, with professional service and flexible terms.