Mortgage Stress Test
Stress Test Calculator
Test your mortgage qualification at higher rates to ensure you can handle potential rate increases.
Mortgage Stress Test
Stress Test Results
Stress Test Rate
7.35%
Contract rate + 2% or 5.25% min
Monthly Payment (Stress)
$4,740
At stress test rate
GDS Ratio
50.9%
Max 39%
TDS Ratio
55.9%
Max 44%
Fails Stress Test
You may need to reduce the mortgage amount or improve your financial position