Residential Mortgage Specialists

Residential Lending

From first-time buyers to seasoned homeowners, we provide expert mortgage solutions for every residential financing need.

Residential Services

Comprehensive mortgage solutions for every residential scenario

First-Time Home Buyers

Specialized programs and guidance for your first home purchase

  • First-time buyer incentives
  • Down payment assistance
  • Educational support
  • Stress test guidance

Refinancing

Lower rates, access equity, or consolidate debt

  • Rate improvements
  • Debt consolidation
  • Home equity access
  • Cash-out refinancing

Mortgage Renewals

Secure better terms at renewal time

  • Rate negotiations
  • Term optimization
  • Lender switching
  • Early renewal options

Purchase Financing

Competitive rates for your next home purchase

  • Pre-approvals
  • Quick decisions
  • Flexible terms
  • Multiple lender options

Why Choose Kraft Mortgages

1

Expert Guidance

23+ years of residential mortgage expertise across BC, AB, and ON

2

Multiple Lenders

Access to major banks, credit unions, and alternative lenders

3

Competitive Rates

Negotiated rates often better than bank branches

4

No Cost Service

Lender-paid compensation means no fees to you

Ready to Secure Your Dream Home?

Let our residential mortgage experts guide you through every step of the process.